Insurance Lawsuits Attorney in Pearland, Texas
In Texas, insurance lawsuits often arise when policyholders and insurance companies disagree over coverage, claim denials, delays, refusals to settle, or unfair settlement offers. These disputes can involve auto, health, homeowners, business, or life insurance policies, and frequently require legal action when adjusters and insurance companies fail to uphold their obligations under the Texas Insurance Code and the duty of good faith and fair dealing. Common issues include bad faith claim handling, underpayment of benefits, or wrongful denial of valid claims. Because insurance companies typically have extensive legal resources, including captive attorneys and law firms, policyholders benefit from experienced legal representation early in the process to ensure their rights are protected and to pursue the compensation they are entitled to under their policies.
Allstate Insurance Lawsuit Case Study. Allstate insurance reaches a new low in customer service and resolving claims.
Over the past ten years, Allstate has quickly become one of the worst insurance companies in Texas. Allstate insurance is very quick to cancel policies if premiums aren’t received on time, but very slow to pay claims when their insured’s file a claim. Many Allstate policy holders found this out the hard way after hurricane Harvey.
Insurance Lawsuits Attorney in Pearland, Texas
In Texas, insurance lawsuits often arise when policyholders and insurance companies disagree over coverage, claim denials, delays, refusals to settle, or unfair settlement offers. These disputes can involve auto, health, homeowners, business, or life insurance policies, and frequently require legal action when adjusters and insurance companies fail to uphold their obligations under the Texas Insurance Code and the duty of good faith and fair dealing. Common issues include bad faith claim handling, underpayment of benefits, or wrongful denial of valid claims. Because insurance companies typically have extensive legal resources, including captive attorneys and law firms, policyholders benefit from experienced legal representation early in the process to ensure their rights are protected and to pursue the compensation they are entitled to under their policies.
Allstate Insurance Lawsuit Case Study. Allstate insurance reaches a new low in customer service and resolving claims.
Over the past ten years, Allstate has quickly become one of the worst insurance companies in Texas. Allstate insurance is very quick to cancel policies if premiums aren’t received on time, but very slow to pay claims when their insured’s file a claim. Many Allstate policy holders found this out the hard way after hurricane Harvey.
Since we have had hundreds of personal injury cases against Allstate over the years we have seen firsthand the decline of this insurer. In one recent case we had against Allstate insurance, the insurance adjuster took the position that it was a “double denial” for nearly four years. This occurred, despite having the car accident captured on video which was provided to the adjuster. The adjuster conveniently “lost” the video after having promised to make a copy and FedEx the original back. Maybe the adjuster thought we would surely give up now. Fortunately, a copy of the video was made before it was sent to the adjuster.
After nearly four years of double talk, “double denials," and other non-sense from Allstate, they offered us a low ball offer on the eve of trial which we turned down. Our clients received a jury verdict of $250,000 and with pre-judgment interest and costs the total amount came to almost $290,000. The pre-judgment interest was more than Allstate’s “final offer."
Unfortunately, this is typical behavior for Allstate. Deny, deny, deny - delay, delay, delay - low ball, low ball, low ball. We are grateful that our clients had the patience to not let Allstate’s four years of ridiculousness make them feel discouraged.
Since we have had hundreds of personal injury cases against Allstate over the years we have seen firsthand the decline of this insurer. In one recent case we had against Allstate insurance, the insurance adjuster took the position that it was a “double denial” for nearly four years. This occurred, despite having the car accident captured on video which was provided to the adjuster. The adjuster conveniently “lost” the video after having promised to make a copy and FedEx the original back. Maybe the adjuster thought we would surely give up now. Fortunately, a copy of the video was made before it was sent to the adjuster.
After nearly four years of double talk, “double denials”, and other non-sense from Allstate, they offered us a low ball offer on the eve of trial which we turned down. Our clients received a jury verdict of $250,000 and with pre-judgment interest and costs the total amount came to almost $290,000. The pre-judgment interest was more than Allstate’s “final offer."
Unfortunately, this is typical behavior for Allstate. Deny, deny, deny - delay, delay, delay - low ball, low ball, low ball. We are grateful that our clients had the patience to not let Allstate’s four years of ridiculousness make them feel discouraged.
Another unethical tactic frequently used by Allstate and other insurers is to deny that there is any insurance when there actually is an insurance policy in effect. If you have Allstate insurance or are in a car wreck with someone that has Allstate insurance, your nightmare is just beginning. Anytime we have a case against Allstate, we just file a lawsuit. You’re more likely to find a briefcase full of gold bars buried in your backyard than a reasonable Allstate adjuster.
If you have a personal injury claim against Allstate, State Farm, Farmers, Progressive, Geico, or any other insurance company, give us a call. Don't make the mistake of attempting to handle the case on your own or thinking the insurance company is on your side. No matter how friendly they may initially seem, their goal is to deny your claim altogether or pay you the least amount possible.
Another unethical tactic frequently used by Allstate and other insurers is to deny that there is any insurance when there actually is an insurance policy in effect. If you have Allstate insurance or are in a car wreck with someone that has Allstate insurance, your nightmare is just beginning. Anytime we have a case against Allstate, we just file a lawsuit. You’re more likely to find a briefcase full of gold bars buried in your backyard than a reasonable Allstate adjuster.
If you have a personal injury claim against Allstate, State Farm, Farmers, Progressive, Geico, or any other insurance company, give us a call. Don't make the mistake of attempting to handle the case on your own or thinking the insurance company is on your side. No matter how friendly they may initially seem, their goal is to deny your claim altogether or pay you the least amount possible.
Call (281) 485-3377 to schedule a meeting with Pearland injury and accident attorney James Zier. He will discuss all of your options so you can decide on the best course of action.
Call (281) 485-3377 to schedule a meeting with Pearland injury and accident attorney James Zier. He will discuss all of your options so you can decide on the best course of action.
